PayJoy key facts
- Provider of consumer financing services intended for people in emerging markets.
- It has raised $573.0M across 5 recorded rounds; the latest was Early Stage VC ($14.8M) in May 2023.
- Notable investors include 500 Global, Village Capital, StartX (US), DNX Ventures, Greylock — 50 tracked in total.
- 1 investment vehicle was formed to buy PayJoy shares in the last 12 months, reporting $9.2M sold to 15 investors, per SEC Form D filings.
- PayJoy has filed 6 Form Ds with the SEC since 2015, most recently Nov 2023 ($14.8M sold to 23 investors).
- Status: Privately Held (backing).
Who backs PayJoy
50+Membership and data by Private Market View
- ·The complete investor list: 50 names
- ·Watch PayJoy: the Monday email on marks, rounds and moves
PayJoy funding rounds
5 roundsVehicles formed to buy PayJoy shares
secondary demand · SEC Form D filingsIn the last 12 months, 1 investment vehicle were formed to buy PayJoy shares, reporting $9.2M sold to 15 investors. Most recent filing Jun 2026.
Membership and data by Private Market View
How much has PayJoy raised?
PayJoy has raised $573 million in total; 5 of its rounds are on record, from 2015 on. The largest on record was a $6 million early-stage round in Jun 2017; the most recent was a $14.8 million early-stage round in May 2023.
PayJoy has filed 6 Form Ds with the SEC since 2015, most recently in Nov 2023 ($14.8 million sold to 23 investors).
Institutional holders and vehicles
In the last 12 months, 1 investment vehicle was formed to buy PayJoy shares, reporting $9.2 million sold to 15 investors, per SEC Form D filings (most recent Jun 2026).
PayJoy investors
50 investors are on record for PayJoy, including 500 Global, Village Capital, StartX (US) and DNX Ventures. By type, the record holds 12 venture capital firms and 1 family office. The early-stage round in May 2023 drew 23 investors.
About PayJoy
Provider of consumer financing services intended for people in emerging markets. The company's services permit customers to register at a local merchant with their identity, choose a smartphone, make a deposit, and select a payment plan of their choice, enabling underbanked segment customers to receive affordable smartphone financing.
- Sector
- Financial Services
- HQ
- San Francisco, CA, United States
- Founded
- 2015
- Employees
- 1,000
- Website
- payjoy.com/
- Ownership
- Privately Held (backing)
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PayJoy doesn't have a valuation on record yet — one is published once a priced round, a reported valuation, fund marks, or secondary prints surface in our sources. The rest of the record below builds toward it.