PayJoy

San Francisco, CA · Founded 2015 · Privately Held (backing)

Provider of consumer financing services intended for people in emerging markets. PayJoy is based in San Francisco, CA and was founded in 2015. It has raised $573 million across 5 recorded rounds; the latest was a $14.8 million early-stage round in May 2023.

Last price · $/share
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Implied valuation
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Total raised
$573.0M
Last round
Early Stage VC
May 2023
Valuation — not yet established

No valuation for PayJoy is on record yet — no priced round, mark, or trade has surfaced in our sources. Total raised ($573.0M) and the funding record below are the closest available signals.

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PayJoy funding history

5 rounds
DateRoundRaisedPost-money
May 2023Early Stage VC$14.8M▮
Apr 2018Seed Round$1.0M▮
Jun 2017Early Stage VC$6.0M▮
Jun 2016Early Stage VC$10.5M▮
Jun 2015Seed Round$1.7M▮
Unlock post-money valuations

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How much has PayJoy raised?

PayJoy has raised $573 million in total; 5 of its rounds are on record, from 2015 on. The largest on record was a $6 million early-stage round in Jun 2017; the most recent was a $14.8 million early-stage round in May 2023.

PayJoy has filed 6 Form Ds with the SEC since 2015, most recently in Nov 2023 ($14.8 million sold to 23 investors).

Institutional holders and vehicles

In the last 12 months, 1 investment vehicle was formed to buy PayJoy shares, reporting $9.2 million sold to 15 investors, per SEC Form D filings (most recent Jun 2026).

How PayJoy's valuation is determined

Private company valuations aren’t quoted on an exchange — they’re established in moments: a priced funding round sets a post-money valuation, secondary trades print at a price per share, and SEC-registered funds holding the stock report fair-value marks in their N-PORT filings.

For PayJoy, too few pricing signals exist to publish a composite mark; the figures above reflect the most recent observed valuation event. Full methodology →

Frequently asked about PayJoy

How much has PayJoy raised?
PayJoy has raised $573.0M in total funding across 5 recorded rounds.
When did PayJoy last raise?
PayJoy last raised in May 2023 (Early Stage VC), raising $14.8M.