Varma Mutual Pension Insurance

Varma Mutual Pension Insurance Company (Varma) is an insurance company based in Helsinki, Finland. Established in 1998, the company provides pension insurance for private-sector employees and self-employed persons in Finland. The company serves as an earnings-related pension insurer as well as a private investor. Varma also provides other services including well-being at work, workability management services, vocational rehabilitation, and information on pensions. The assets of the company are managed by the board of directors.