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VIVA Finance

Atlanta, GA · Founded 2019 · Privately Held (backing)

Developer of a lending platform designed to expand access to affordable credit through employment-based underwriting. VIVA Finance is based in Atlanta, GA and was founded in 2019. It was valued at $36.1 million at its early-stage round in Aug 2021, the last priced event on record. It has raised $230 million across 2 recorded rounds; the latest was a $6.2 million early-stage round in Aug 2021.

PMV mark · valuation
$36.1M
Oct 2026
Priced at
its early-stage round
Aug 2021
Total raised
$229.7M
Last round
Early Stage VC
Aug 2021

VIVA Finance key facts

as of Oct 2026
  • Developer of a lending platform designed to expand access to affordable credit through employment-based underwriting.
  • VIVA Finance is valued at approximately $36.1M as of Oct 2026, set at its early-stage round, Aug 2021; nothing has traded since, per PrivateMarketView’s mark.
  • It has raised $229.7M across 2 recorded rounds; the latest was Early Stage VC ($6.2M) in Aug 2021.
  • Notable investors include Tampa Bay Wave, Acumen Fund, Atlanta Technology Angels, Acumen America, Advanced Technology Development Center — 8 tracked in total.
  • VIVA Finance has filed 2 Form Ds with the SEC since 2020, most recently Sep 2021 ($6.2M sold to 40 investors).
  • Status: Privately Held (backing).
PrivateMarketView mark
LOW confidence
$36.1M

Valued at $36.1M at its early-stage round, Aug 2021. Nothing has traded since.

set by its last priced roundas of Oct 2026question about this number?
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VIVA Finance funding rounds

2 rounds
Aug 2021Early Stage VC$6.2MSEC filing▮
Oct 2020Seed Round$2.3MSEC filing▮
Full funding history →

VIVA Finance valuation

VIVA Finance was valued at $36.1 million at its early-stage round in Aug 2021. That is the last priced event on record: no secondary trade or institutional fund mark has moved the figure since.

How much has VIVA Finance raised?

VIVA Finance has raised $230 million in total; 2 of its rounds are on record. The largest on record was a $6.2 million early-stage round in Aug 2021.

VIVA Finance has filed 2 Form Ds with the SEC since 2020, most recently in Sep 2021 ($6.2 million sold to 40 investors).

VIVA Finance investors

8 investors are on record for VIVA Finance, including Tampa Bay Wave, Acumen Fund, Atlanta Technology Angels and Acumen America. The early-stage round in Aug 2021 drew 40 investors.

About VIVA Finance

Developer of a lending platform designed to expand access to affordable credit through employment-based underwriting. The company's platform offers income-aligned repayment plans, application processing and loans based primarily on job information, enabling individuals with limited or poor credit histories to manage debt, handle unexpected expenses and improve financial stability.

Sector
Financial Services
HQ
Atlanta, GA, United States
Founded
2019
Employees
36
Ownership
Privately Held (backing)

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